You can keep your car when you file chapter 7 bankruptcy and you can even rebuild your car loan. When you file for Chapter 7 you have 2 options for rebuilding your car loan in Chapter 7, either sign a Reaffirmation Agreement under new terms, or pay to Redeem your car for its full retail [...]

It is tax time – and debt collectors around the nation are getting fired up to take another shot atstripping consumers of their available cash. With anticipated taxreturns looming on the horizon Debt collectors are going to getserious about collecting (aka – harassmentfrom debt collectors). The saying in the collection industrygoes – “the market is [...]

There are some of you out there who believe that debt collectors are justified in harassing people. You think that these people owe the money and it’s the only way companies can get paid. To you, collection agency harassment is not personal because it’s only business. Well I can tell you that there are many [...]